Licensed NY Insurance Agency · Ozone Park, Queens

Insurance that speaks your language.

We're an independent agency in Ozone Park — we shop multiple carriers to find the right auto, home, and business coverage at a fair price, with personal service in every step.

15Coverage lines
100%Independent agency
NYLicensed & local
What we cover

One agency, every policy you need

Personal and business insurance — compare options from multiple carriers in one place.

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Personal Auto

Liability, collision and comprehensive for NY drivers.

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Commercial Auto

Coverage for work vehicles — one truck or a whole fleet.

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Motorcycle

Protect your bike and yourself on the road.

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Homeowners

Protect your house and everything inside it.

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Flood Insurance

Standalone flood protection — most home policies don't cover flooding.

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Renters

Affordable coverage for your belongings and liability.

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Condo (HO-6)

Fill the gaps your association's master policy leaves.

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Umbrella

Extra liability protection above auto and home policies.

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Landlord

Dwelling fire and liability for your rental properties.

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Pet Insurance

Help with vet bills when your pet needs care.

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BOP

Business owner's policy — property + liability bundled.

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General Liability

Core liability protection for contractors and businesses.

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E&O

Professional liability for when a mistake becomes a claim.

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Workers' Comp

Required NY coverage protecting your team and business.

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Cyber Liability

Protection against data breaches and cyber attacks.

Why Surma Brokerage

An agency that works for you

Not the insurance company — you.

01

Truly independent

We compare quotes across multiple carriers to find the coverage and price that fit you best.

02

Local experts

Based in Ozone Park, Queens — we know New York insurance rules, rates and requirements.

03

Real human service

Talk to a licensed agent who knows your name — not a call center, not a chatbot.

Common questions

Insurance questions, answered

Straight answers from licensed agents — no jargon.

Do I really need flood insurance in Queens?
Many parts of Queens sit in or near flood zones, and a standard homeowners policy does not cover flood damage. A standalone flood policy protects your home and belongings when water rises — ask us for a quote, it's often more affordable than people expect.
What does an independent agency do differently?
Captive agents sell one company's policies. As an independent agency, we shop multiple carriers and compare coverage and price side by side — so you get the policy that fits you, not the one we're told to sell.
How fast can I get a quote?
Call us and you can often get a quote the same day — sometimes within minutes. Online form requests are answered by a licensed agent, usually within one business day.
What do I need for an auto insurance quote?
Your driver's license, the vehicle's year/make/model (VIN helps), and your current policy's declaration page if you're switching — we'll handle the rest.
Do you only serve Ozone Park?
No — we're based in Ozone Park and serve all of Queens, Brooklyn, and the wider NYC area, in person or by phone.
Is there a fee for your service?
No. Quotes are always free and there's no obligation. We're compensated by the insurance carriers, so working with us costs you nothing extra.
Free quotes

Get your quote in minutes

Fill out the form and a licensed agent will reach out — or just call us now.

Visit or reach us

📍74-03 101st Ave
Ozone Park, NY 11416
Hours: Monday – Friday, 12 PM – 6 PM

Request my free quote

No spam, no obligation — just a real quote from a real agent.

📞 Call (347) 279-4570